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TABLE OF CASES CITED.

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PAGE
Alexander v. Worman,'138, 171
Allan v. Millar

143
Allard v. Bourne

161
Archer v. Harrison 108
Armitage v. Walker 160, 179
Atty.-Gen. v. Gilpin 167
Atty.-Gen. v. Phillips 168
Barnard v. Pilsworth...... 172
Bastow v. Cox

172

Beamish v. Stoke 175, 177

Bottomley v. Fisher 161

Brackenbury v. Bracken-

bury

100

Brown v. Metrop.Counties

Assurance

171

Burton v. Eyden

105

Callaghan v. Dolwin 105

Cannon v. Rands

107

Card v. Carr......

.123, 156

Cates v. Knight

118

Catt v. Tourle....... 155

Cilfoden Build. Soc., In re 178

Clark, Ex parte.....

179

Clennell, Ex parte..... 144

Clowes v. Hughes, In re . 173
Coetmor Build. Soc., In re 140
Collins v. Collins

177
Copland v. Bartlett 175,

176, 177

Cotterell v. Stratton 148

Cousins v. Smith

101
Crisp v. Bunbury ...118, 119
Cruikshank v. Duffin...... 135
Cutbill v. Kingdom, 104, 119,

122, 128, 136, 145, 170

Dewhurst v. Clarkson, 158, 159

Dixon v. Holden

129
Dobinson v. Hawks, 152, 153
Doe d. Bastow v. Cox 172

...

PAGE

Matterson v. Elderfield... 146

Miles v. Bough

117

Moneypenny v. Hartland. 171

Morrison v. Glover, 104,

136, 170

Mosley v. Baker.

133
Moye v. Sparrow

141
Mulkern v. Ward

129
Mullock v. Jenkins 170
National Build. Soc., In

re, ex parte Williamson 140
Neilson v. Currie

163
Osborne, Ex parte, re

Goldsmith .152, 208
Parker v. Butcher ...122, 214
Payne, Ex parte

119
Pearse v. Morrice

116
Pease v. Jackson

134

Peto v. Hammond......... 111

Pinhorn v. Souster.

......... 171
Pitt v. Yalden

162
Planet Build. Soc., In re 179
Plumstead Board of Wks.

v. Planet Build. Soc... 145

Powell v. Roberts

112

Price v. Taylor

.143, 144

Priestley v. Hopwood 154

Professional Bg.Soc., In re 178

Prosser v. Rice

134

R. v. Boynes

156

R. v. Carlton

111

R. v. Davis..

159

R. v. D’Eyncourt

168
R. v. Kay

124
R. v. Lambarde

105

R. v. Leicester

116

R. v. Loxdale ...

116

R. v. Pratt, 130, 152, 153, 158

R. v. Redford...

121

R. v. Trafford.

128

R. v. Tyrie.

121

Reeves v. White

104

PAGE

Richardson v. Williamson 142
Roberts v. Price...... 138
Robinson v. Dunkley 176, 177
Robson v. Dodds

169
Rolleston v. Cope ... 175, 177
Royal Liver Friendly Soc.

v. Commisrs. of Inland
Revenue ..

165
Russell v. Palmer

162
Sbaw v. Arden

162
Sheppard v. Oxenford 100
Sheriff v. Glenton

150
Smith v. Lloyd

179

Smith v. Pilkington 108

Southampton Dock Com.

v. Richards...... 117

Standen v. Christmas 172

Templar v.. MacLachlan . 162

Thompson v. Planet Buil.

Soc.

119

Thomson v. Thomson 101

Third British Build. Soc.

v. Barrett

172

Timms v. Williams 119

Turner v. Barnes......136, 172

Varney v. Hickman

100

Vestry of Bermondsey v.

Ramsey

146

Victoria Building Society

Empson's case

132

Victoria Building Society

Hills and Jones' cases

140, 141

Walker v. Brit. Guarantee

Association ...............:

174

Walker v. Giles ......136, 171

Watts v. Justices of Kent. 105

West Lon. Ry.v. Bernard 117

Williamson, Ex parte 140

Wilson v. Tucker

162

Wright, v. Deeley 179

INTRODUCTION.

I. PREVIOUS to the year 1836, societies then commonly called Building Societies” had (as we learn from the preamble to the statute 6 & 7 Will. 4, c. 32), “ been established in different parts of the kingdom, principally amongst the industrious classes, for the purpose of raising by small periodical subscriptions a fund to assist the members thereof in obtaining a small freehold or leasehold property.”

That Act was passed with the declared object of affording encouragement and protection to such associations; but, with the view, it is probable, of restricting the operations of the societies formed thereunder to the classes amongst which Building Societies had originated, certain limitations were introduced, which, in practical application, have been found to be inoperative. The result has been to widely extend the beneficial effect of the statute. Under it societies have been established, which have afforded the medium for the profitable investment of very great sums of money, and have assisted many thousands of persons in becoming the proprietors of their own houses.

B

II. Interesting information is afforded as to the extent of the operations of Building Societies under the Act of 1886, in the second report of Her Majesty's Friendly and Building Societies Commissioners. They found their inquiry beset with difficulty, in consequence of the absence of any provision in that Act for requiring returns from societies, or for establishing any register of facts relating to them. Yet they gathered from the statistics laid before them that the number of Building Societies in existence might be estimated at

2,000 in England,

88 in Scotland,

17 in Ireland, their members at

800,000 in England, more than 20,000 in Scotland,

nearly 4,000 in Ireland, their annual income at

£11,000,000 in England,

119,000 in Scotland,

20,000 in Ireland, and their total assets at

£17,000,000 in England,
1,286,000 in Scotland,

645,000 in Ireland.

III. It may not be an extravagant estimate to suppose that since 1836, as many as 100,000 persons have become possessors of houses or land by means of Building Societies. The Act of 1836, however, though so widely beneficial in its application, was

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