ESTABLISHED IN 1829.

Office:-1 & 2, BROAD SANCTUARY, WESTMINSTER.

PATRONS.

His Grace the ARCHBISHOP OF CANTERBURY. His Grace the ARCHBISHOP OF YORK.
President-The Right Hon. and Right Rev. the LORD BISHOP OF LONDON.
Vice-President-CHARLES SUMNER, Esq., M.A.

TRUSTEES.

His Grace the ARCHBISHOP OF CANTERBURY.

His Grace the ARCHBISHOP OF DUBLIN.

The Right Rev. the LORD BISHOP OF WINCHESTER.
The ARCHDEACON OF MAIDSTONE.
TREASURERS.

HUGH LINDSAY ANTROBUS, Esq. The ARCHDEACON OF WESTMINSTER.
DIRECTORS.

Chairman-The ARCHDEACON OF WESTMINSTER.
Deputy Chairman-ROBERT FEW, Esq.

Charles John Baker, Esq.

The Archdeacon of Bath.
Rev. Canon Blomfield, M.A.
The Dean of Bristol.

The Archdeacon of Buckingham.
Rev. J. Lovett Cameron, M.A.
Rev. C. B. Dalton, M.A.

Rev. W. H. Dickinson, M.A.

The Hon. Edward W. Douglas.

Rev. George Eller, M.A.

Rev. Canon Ellison, M.A.

George Frere, Esq.

Hon and Rev. Canon Grey, M.A.

Rev. Wm. Gilson Humphry, B.D.

The Archdeacon of London.
Rev. Canon Lonsdale, M.A.

The Archdeacon of Maidstone.
The Dean of Manchester.
Rev. Charles Marshall, M.A.
Rev. Canon Miller, D.D.

Rev. J. M. Burn-Murdoch, M.A.
William Rivington, Esq.
Rev. Canon Stone, M.A.
W. H. Stone, Esq., M.D.

John Charles Thynne, Esq., M.A.
Rev. Henry Wace, M.A.
Rev. Canon Williams, M.A.

Counsel Thomas Bourdillon, Esq., M.A., Stone Buildings, Lincoln's Inn.
Solicitors-Messrs. Lee, Bolton, and Lee, No. 2, Broad Sanctuary, Westminster.
Auditors-Charles Barber, Esq.; George J. Biddulph, Esq.; Robert J. Lodge, Esq.;
Rev Alexander Wilson, MA.
Bankers-Messrs. Coutts & Co.

Consulting Actuary-Frederick Hendriks, Esq.
Physician-Dr. Stone, 14, Dean's Yard.

Actuary-Stewart Helder, Esq.

Secretary.. Matthew Hodgson, Esq.

REDUCED PREMIUMS.-Assurances may be effected upon payment of four-fifths of the rates chargeable according ro the Society's Table, subject to certain conditions fully set forth and explained in the Prospectus.

CLAIMS.-The total amount of Claims paid upon death from the Commencement of the Society to 1st June, 1878, was £1,607,860.

BONUS. The whole available Bonus is the sole property of Life Assurers; no part whatever is taken from it to be shared amongst proprietors. At the end of every fifth Year, profits are equitably apportioned amongst existing Life Assurances. By means of Bonus, many of the earlier Life Assurances have been relieved altogether from the payment of Annual Premiums, and additions in almost every case have been male to the sums Assured. £343,140 was divided amongst Life Assurances at the declaration of Bonus on 1st June, 1876. Next Bonus due 1st June, 1881.

Assurers have the privilege, at the time of making an Assurance, of selecting the mode in which the Bonus, whenever due shall be applied, viz.-in an immediate Cash payment, or to the reduction of the Annual Premium, or to the increase of the Capital sum assured.

Assurances may be effected on LIVES, SURVIVORSHIPS, &c. &c. as stated in the Society's Prospectus to any amount not exceeding £7500.

This Society is strictly confined to the Clergy of the Church of England and of the Episcopal Church of Scotland, their Wives and Families, and the near relations of thems lves and Wives.

Prospectuses, Bonus Accounts, Forms of Proposal, &c., may be had at the Offices on personal application, or by letter.

1 & 2, BROAD SANCTUARY, WESTMINSTER.

FIRE & LIFE INSURANCE SOCIETY, NEW BRIDGE STREET, BLACKFRIARS, LONDON, E.C.

Instituted in 1696. Extended to Life Assurance, 1836.

DIRECTORS.

The Hon. Lionel Ashley.
T. Palmer Chapman, Esq.
Major H. F. C. Cust, M.P.
John Lettsom Elliot, Esq.
Vice-Admiral Sir Leopold G. Heath, K.C.B.
Andrew Johnston, Esq,

Frederick Locker, Esq.
T. Fuller Maitland, Esq.
Arthur Sperling, Esq.
James Sydney Stopford, Esq.
Thomas Turner, Esq.
W. Esdaile Winter, Esq.

Auditors-J. Lettsom Elliot, Esq., Chas. R. Gurney Hoare, Esq.,

T. A. Fuller Maitland, Esq.

Bankers-Messrs. Goslings & Sharpe, 19, Fleet Street.
Physician-Thomas K. Chambers, M.D.

Solicitors-Messrs. Nicholl, Manisty, & Nicholl, 8, Howard Street, Strand.
Secretary--Benjamin Blenkinsop, Esq.
Actuary-James Terry, Esq.

The oldest Insurance Office in the World.

The only Mutual Office in the kingdom for both Fire and Life. There being no Shareholders, all Profits are divided amongst the Insured, the Returns on Policies of Five Years' standing and upwards being, with few exceptions—

In the Fire Department, 20 per cent. of the Premium of Annual Policies.

Septennial Policies as heretofore.

In the Life Department, 55 to 65 per cent. of the Premium of Members' Policies.

No Policy Holder is subject to any Personal Liability. The Directors are willing to appoint as Agents persons of good position and character.

The Accounts of the Society may be had application at the Office.

BENJAMIN BLENKINSOP, Secretary.

INCORPORATED BY ROYAL CHARTER A.D. 1720.

FOR FIRE, LIFE, AND MARINE ASSURANCES,

7, ROYAL EXCHANGE, LONDON, E.C.

BRANCH OFFICE:-16, CROSS STREET, MANCHESTER.

Solicitors.

Messrs. Johnsons, Upton, Budd, & Atkey, 20, Austin Friars.
Messrs. Collyer-Bristow, Withers, & Russell 4, Bedford Row.

The Corporation has granted Fire, Life, and Marine Assurances, for more than a Century and a half; during that long period it has endeavoured to introduce into its practice all the real improvements that have from time to time been suggested, and to afford every facility for the transaction of business.

Of the Share Capital the sum of £448,275 has been paid up; the total Funds on the 31st December, 1877, exceeded Three Millions sterling.

The Life Assurance Companies' Copies of the Accounts, pursuant to " Act, 1870," can be had on application personally or by letter.

J. P. LAURENCE, Secretary.

FOR MUTUAL ASSURANCE,

2, KING WILLIAM STREET, LONDON, E.C.

Auditors-Lewis C. Berger, Esq.; Wm. D. Chester, Esq.; John Carlyon Hughes, Esq. Medical Officers-Herbert Davies, M.D.; J. A. Kingdon, Esq.; John Scott, M.D. Bankers-Messrs. Robarts, Lubbock & Co.

Solicitors-Messrs. Wilde, Berger, Moore & Wilde, London; Thos. T. Mecredy, Esq. 28, Westmoreland Street, Dublin,

Actuary-Charles Ansell, Jun., Esq.

The quinquennial valuation made at the end of 1875 enabled the Directors to declare a Reduction of Sixty per Cent. upon the original Premiums on all Policies in Class A for the five years ending with 1880.

In Class B Policies have a reduction of Premium for the whole for the whole term of Life, which, in the cases of those effected in 1871, varies from 3 per cent. to 24 per cent., according to the age of the Life Assured.

VALUATION BALANCE SHEET, 31st December, 1875. 8. d. ! 3 8

£

Assurance Fund (accumulated solely from Premiums) 675,883
Net Liability under Assurance & Annuity transactions 337,366 16 O
Surplus available for future Bonus & Expenses £338,516 7 8

All the Profits belong to the Assured, and are applied to the gradual reduction and ultimate extinction of their Premiums, a result which may be expected to occur, in the average of cases, in about 20 years from the date of the Policy.

Funds for the Education of Children and for their Establishment in Life may be provided on unusually favourable terms, on a new system lately introduced by this Society, based upon Tables of Mortality specially constructed for the purpose.

Loans granted upon Life Interests, Reversions, and other approved Security.

Applications are invited from Gentlemen of influence and position, who are willing to act as Agents in Districts where the Society is not represented

Persons desiring to effect Assurances on Lives, in any part of the country, are invited to apply to

HENRY JOHN PUCKLE, Secretary.

1

(ESTABLISHED BY ROYAL CHARTER A.D. 1720), FOR

SEA, FIRE, LIFE, AND ANNUITIES, CHIEF OFFICE, ROYAL EXCHANGE, LONDON; BRANCH, 29, PALL MALL. The Accumulated Funds exceed £3,900,000.

JAMES STEWART HODGSON, Esq., Governor.
CHARLES JOHN MANNING, Esq., Sub-Governor.

FRANCIS ALEXANDER HAMILTON, Esq., Deputy-Governor.

LIFE ASSURANCES with or without participation in Profits.

LOANS are granted on security of LIFE INTERESTS in connection with Policies of Assurance.

A large participation in Profits, with the guarantee of the invested Capital-Stock, and exemption, under Royal Charter, from the liabilities of partnership.

All real improvements in modern practice, with the security of an Office whose resources have been tested by the experience of more than a Century-and-a-half. The Corporation are open to consider applications for Agencies.

A Prospectus, Table of Bonus, and Balance Sheet, will be forwarded on application.
E. R. HANDCOCK, Secretary.

Chairman and Treasurer-HENRY FRANCIS SHAW LEFEVRE, Esq.

The Right on. William Beresford.

Philip Pleydell Bouverie, Esq.
Sir Walter W. Burrell, Bt. M.P.
Cecil Chaplin, Esq.

George Wodehouse Currie, Esq.
Edward Dent, Esq.
Harvie M. Farquhar, Esq.
Walter Randolph Farquhar, Esq.
Augs. Terrick Hamilton, Esq.
Captain H. G. Hamilton, R.N.
Joseph Hoare, Esq.

C. R. Littledale, Esq.

Lt. Col. Sir J. McGarel Hogg, Bt., K.C.B.,

M.P.

Richard B. Martin, Esq.
Alfred Montgomery, Esq.
Fredk. H. Norman, Esq.
Edward H. Palmer, Esq.
Charles R. Pole, Esq.
Lambert Pole, Esq.

Col. Frederick H. Rich.

The Rt. Hon George Sclater Booth, M.P.
Oswald A. Smith, Esq.

Henry R. Tomkinson, Esq.

FRANCIS B. RELTON, Esq., Secretary.