John Stevens owes an exchange check of $200, without in terest, and a note for $500, which is endorsed by George Elliot. George Elliot owes an exchange check of $200, without interest, and $1500 on note, on demand, for which the bank holds. collateral security. He is endorser to the amount of $1900, including the note above mentioned, of John Stevens.

Jonas M. Melville owes $2,800, which is secured by transfer of a note for $6000 and a mortgage to secure the same, of the Eagle Hotel in Keene. He also owes a note for $500, on demand, and is endorser to the amount of $2,395.

For three years past, dividends of three per cent. have been declared, semi-annually, on the first Monday's of March and September.

There is due to the bank on pledge of stock, the sum of $2;

182 50.

The cashier is not indebted or liable to the bank except on his official bond.

In the opinion of the cashier, no debt due to the bank and included in the following statement of its debts, is in the least degree doubtful.

The means and liabilities of the bank are as follows:

CHESHIRE BANK.

This bank was incorporated in June, 1844. Its charter will expire in twenty years from Jan. 1, 1845.

Its capital stock is $50,000; which has all been paid in, in cash.

John Elliot is its President, and James H. Williams its Cashier.

Its directors are John Elliot, John Wood, Levi Chamberlain, John W. Prentiss, George Huntington, Henry Kingman and John H. Elliot.

John Elliot and John H. Ellot are not indebted or liable to the bank.

John Wood owns stock to the amount of $3,000, and owes the bank a note of $1000.

Levi Chamberlain owns stock to the amount of $1000, and owes the bank a note of $500.

John W. Prentiss owns stock to the amount of $3000, and is liable as endorser for $283 58.

George Huntington owns stock to the amount of $4000, and owes a note of $1500, and is liable as endorser for $286 34. Henry Kingman owns stock to the amount of $3000, and owes on note $1750, and is liable as endorser for $502 more, and has deposited in the bank $750.

The cashier is not liable to the bank except on his official bond. Nothing is due the bank on pledge of stock.

No dividend has been declared.

The means and liabilities of the bank are as follows:

ASHUELOT BANK.

The capital stock of the bank is $100,000-one half of which has been paid in, in cash, and the other half in the notes of the stockholders, with sureties without interest.

Samuel Dinsmoor is its President and Thomas H. Leverett, its Cashier.

Its directors are Samuel Dinsmoor, Phinehas Handerson, B. F. Adams, Thomas M. Edwards, William Dinsmoor, Elijah Carpenter and Sumner Wheeler.

The directors are all indebted to the bank on stock notes, with sureties without interest, for one half the stock they own. Their further liabilities are as follows:

Samuel Dinsmoor holds stock to the amount of $6,700, and owes upon notes on demand $1,450, and has on deposit account $2,801 73.

B. F. Adams holds stock to the amount of $6,000 and owes on a note with surety $700.

Sumner Wheeler owns stock to the amount of $2,000, and is endorser for $811.

Thomas M. Edwards holds stock to the amount of $5,000, and is endorser for $507 57.

William Dinsmoor owns stock to the amount of $10,000, and is surety on Samuel Dinsmoor's note of $1,000, which note is part of the $1,450 above mentioned.

The cashier, besides his official bond, is liable to the bank as surety for the sum of $400.

There is nothing due the bank on pledge of stock.

In the opinion of the cashier, all the debts due the bank are good, except about $170, a part of which is bad and a part doubtful.

Dividends are declared semi-annually, of four per cent. on part of the stock which has been paid in, in cash. The means and liabilities of the bank are as follows:

that

CONNECTICUT RIVER BANK.

This bank was incorporated June 18, 1844. Its charter will expire in twenty years from Jan. 1, 1845. It commenced business in Dec. 1844.

Its capital stock is $60,000, divided into shares of $600 each, to be paid according to the terms of the subscription, in four equal instalments, on the first Mondays of Nov. 1844, and of April, July and September, 1845; those paying before the instalments become due, to be allowed interest on such payment. The amount paid in is $37,480.

William Briggs is its President, and George Olcott its Cashier.

Its directors are William Briggs, Henry Hubbard, jr., John W. Tappan, Samuel Hubbard, Samuel Walker, Roswell Robinson and Samuel Webber.

John W. Tappan has paid the whole of his share of the capial stock. The others, except Samuel Hubbard, have paid the two first instalments, and he has paid the first and all but $150 of the second instalment.

Henry Hubbard, jr., owes the bank $46 13 on account, and is surety on a note for $510.

'Roswell Robertson is surety on notes to the amount of $450. No loan has been made on pledge of stock, but the shares of each stockholder are, by the by-laws, liable to be sold for the payment of his subscription, or such part thereof as he shall fail to pay. No dividend has been declared, for no profits have accrued.

The means and liabilities of the bank will appear from the following statement of its concerns.

Debts due,

Foreign bills,

Specie,

37,379 03 6,765 00

3,479 45

Deposits in Boston for redemption of bills,
Balance of expense over profits,

10,556 52

531 44

$58,711 44

TITUS BROWN, Bank Commissioner.

To His Excellency, the Governor

of the State of New Hampshire:

The undersigned, one of the Bank Commissioners within and for the State of New Hampshire, having, during the months of April and May, 1845, made a personal examination into the affairs of the Commercial, Rockingham, and Piscataqua Banks at Portsmouth, the Dover Bank at Dover, the Rochester Bank at Rochester, and the Granite Bank at Exeter, submits, as the result of his examination, the following

REPORTS:

The Bank Commissioners having, by mutual agreement, assigned to each the several banks to be examined by him, the undersigned, without previous notice to the banks, proceeded to discharge the duties imposed upon him by the one hundred and fortieth chapter of the Revised Statutes, by requesting the cashier of each bank to exhibit a statement, under his hand, of the liabilities and funds of the bank, and then requiring the records, books, accounts and other evidences in support of said statement. After having compared the records and evidences with the statement made by the cashier, so far as to test its accuracy, and counting the specie and the bills on hand, and having examined the records of deposits and the evidences of debts due the bank, the undersigned proceeded to examine the several cashiers, under oath, in relation to all such matters and things touching their respective banks, as was deemed necessary to come to a full conclusion of the condition of the same.

It appears that the practice of the cashiers of all of said banks is to make up their accounts, regularly, once a week, balance the